Blog Layout

Does My Home Insurance Cover Mold Damage?

Does My Home Insurance Cover Mold Damage?

Your home insurance is designed to help cover the costs when your household is struck by a fire or other disaster. However, some homeowners may be unsure of whether insurance will apply when they experience a mold outbreak. As it turns out, whether or not insurance will cover the damages largely depends on the situation.


When Will Insurance Cover Mold Damage?

Because mold damage is typically the result of water damage, mold removal will be covered when you experience water-related issues that are covered under your policy. This could include incidents like a burst pipe or a ruptured water heater. This could even cover mold that grows as a result of firefighters extinguishing a house fire. When mold growth can be directly attributed to such incidents, insurance should cover it.


Incidents When Insurance Will Not Cover Damages

If mold is the result of your own neglect, your insurance will not provide coverage. For example, if mold growth occurs because of a leaking faucet that you never fixed, or because you didn’t use a dehumidifier in your basement, you are held responsible. Most policies will not cover mold growth related to flood damage, since flood insurance is not included in standard home policies. If you purchased additional flood coverage, however, it will be covered.


If your home has experienced mold damage, it is important that you address it in a timely manner, regardless of whether insurance will cover it. With 24/7 availability and over 40 years of industry experience, you can trust Shrock Restoration to help you recover from mold and other damages.

By Katie Schupp January 24, 2025
Basement Water Flooding from Winter Storms? Remediation is Key with Rainbow Restoration by Shrock Premier
January 17, 2025
Emergency Roof Repair Near Me: Protecting Your Home from Winter's Icy Grip
January 10, 2025
Fire Prevention: Best Practices for Fireplace Safety and Protecting Your Family and Home
December 27, 2024
Smoke Damage Repair: Why Choose Rainbow Restoration by Shrock Premier After a Fire?
December 20, 2024
Storm Damage Restoration in North Central Ohio: Why Choose Rainbow Restoration by Shrock Premier?
December 13, 2024
Mold Remediation Process: Restoring Your Home to a Healthy State with Rainbow Restoration by Shrock Premier
November 22, 2024
Why a Furnace Inspection is Essential: Winter Home Safety with Rainbow Restoration by Shrock Premier
November 15, 2024
Prevent Frozen Pipes and Costly Water Damage: Winterizing Your Home with Rainbow Restoration by Shrock Premier
November 8, 2024
Fire Prevention Naturally Starts with Your Chimney: Preparing for Winter with Rainbow Restoration by Shrock Premier
October 21, 2024
When disaster strikes, it can leave your home or business in ruins. But even after the initial cleanup and restoration, you may be left with a space that no longer feels like your own. That's where Rainbow Restoration by Shrock Premier steps in. We understand that restoration isn't just about returning your property to its pre-loss condition; it's about rebuilding your dreams and creating a space that's even better than before. Beyond Restoration: Expert Renovation Services Rainbow Restoration by Shrock Premier offers comprehensive renovation services that go beyond simple repairs. Whether you're looking to remodel your kitchen, update your bathroom, or create a brand-new living space, our team of experienced renovation contractors is ready to bring your vision to life. We specialize in home renovation services in Knox County, Ohio, and surrounding areas, providing top-quality craftsmanship and personalized attention to every project. The Shrock Premier Custom Construction Advantage Our unique partnership with Shrock Premier Custom Construction sets us apart. When disaster strikes, we handle the initial cleanup and restoration. Then, Shrock Premier's skilled team seamlessly transitions into the renovation phase, rebuilding and transforming your space with expertise and precision. This collaboration ensures a smooth and efficient process, minimizing disruption to your life and maximizing the potential of your property. Your Vision, Our Expertise Whether you're looking for a modern update or a classic restoration in Knox County, Ohio, our team works closely with you to understand your style and preferences. We provide expert guidance and creative solutions to ensure your renovation project exceeds your expectations. A Wide Range of Renovation Services Our renovation services encompass all aspects of your home or business, including: Kitchen Remodeling: From custom cabinetry and countertops to state-of-the-art appliances, we create beautiful and functional kitchens. Bathroom Remodeling: We transform outdated bathrooms into luxurious retreats, with stylish fixtures, tile work, and lighting. Basement Finishing: We convert unfinished basements into versatile living spaces, adding value and functionality to your home. Additions and Expansions: We seamlessly blend new construction with your existing structure, creating additional space for your growing needs. Your Trusted Partner in Restoration and Renovation At Rainbow Restoration by Shrock Premier, we believe that even the most devastating events can lead to something beautiful. Our commitment to excellence and customer satisfaction drives us to deliver top-quality results every time. Whether you're recovering from a disaster or simply seeking a fresh start, we're here to help you rebuild in Knox County and create a space you'll love. Contact us today for a free consultation and discover the possibilities for your home.
More Posts
Share by: